How to check your Union bank account balance using the USSD code

Do you want to know how to check your Union bank account balance using the USSD code? Have you forgotten your account balance?

Here is a guide for you to know how to check your Union bank account balance using the USSD code, SMS, and mobile app. You can still check your account balance online.

Why you need to Know your remaining balance

Here are a few reasons why you need to know your remaining balance.

  • Every account holder needs to know their account balance. This will help you to know when you are running out of funds.
  • Knowing your account balance helps you detect fraudulently the activities of fraudsters.

Read also, how to detect fake alerts in Union bank

Read also, how to block your Union bank ATM card

how to check your Union bank balance using the USSD code

Using USSD or pin to check your Union bank account balance

Importantly in order to check your account balance in Union bank, dial *826*00#. After dialing the code, you will simply receive your current account balance. However, if the code is not working on your phone, Here are the following causes.

1, The sim card is not registered on your Union bank account. Therefore, make sure that the number is your alert number.

2, Interestingly, make sure you use Union bank mobile banking. This is done by dialing *826#. After that, enter the last four digits on your debit card or your USSD banking PIN to confirm your transaction. Thereafter, you will receive a message notifying you of the actual balance.

Here is another alternative. Union bank mobile app

You can use the Union bank mobile app to check your balance. To do this, You have to download the App from the Google Play Store or Apple App Store. After downloading the App, You login with your Union bank details.

Is it safe to check account balance Using the USSD Code?

The answer is YES. It is easy and convenient and can be done right from the comfort of your home.

Can I Check My Account Balance Online

you can check your balance online by following the instructions below

  • Go to www. Union bank. com,
  • Click on Internet banking,
  • You will see Personal Internet Banking,
  • Click on login, make sure you provide your details,
  • Your account balance will be displayed on the dashboard.

How to check Union bank account balance through SMS

In order to check your balance via SMS, send BAL to 20123. An SMS will be sent to you. Remember each time you check your account balance, a service fee of N20, will be deducted from your account.

Does the USSD code account balance work on all networks?

Yes, it works on all networks in Nigeria. However, you need to have mobile network coverage in order to have access. Again, the internet is not needed to check your account balance. The internet is needed only if you are using the Union bank online portal to check your balance.


In summary, I hope you have learned much about how to check your balance using the USSD code. you can check your account without a pin. Therefore, make sure you check your account on regular basis. However, ensure you visit any First bank branch to make any request or inquiry.

For inquiries and observations, kindly comment in the section below

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