Transfer Code is the Collection of USSD Codes used for Transactions In All Nigerian Banks.

Banking in Nigeria is now easy since the introduction of the Mobile Banking , which can be labeled into 2 Types , The USSD Banking and the Mobile App Banking.

Table Of Contents

List Of Banks Making Use of Transfer Codes In Nigeria

  • Access Bank
  • Diamond Bank
  • Ecobank
  • Fidelity Bank
  • First Bank
  • First City Monument Bank (FCMB)
  • Guaranty Trust Bank (GTB)
  • Heritage Bank
  • Keystone Bank
  • Skye Bank (Polaris Bank)
  • Stanbic Ibtc
  • Standard Chartered Bank
  • Sterling Bank
  • Union Bank
  • United Bank For Africa (UBA)
  • Unity Bank
  • Wema Bank
  • Zenith Bank

Access Bank Transfer CodeHow To Use Access Bank Transfer Code

The method is pretty simple and if you familiar with how other banks transfer codes function then this will be super easy for you to understand, but if you are totally new to this functionality; We advice you read this article thoroughly and practice what you learn.

Here is how to make a transfer from Access bank to another bank. What you need to do is to follow the guide below and you’re good to go.

  • Access Bank Transfer Code to other banks: Dial *901*2*AMOUNT*NUBAN Account Number#.The charge is N80+N4.00(VAT)
  • Transfer to Access Bank: Dial *901*1*AMOUNT*NUBAN Account Number# from your phone number, then authenticate with your transfer security code.

Diamond Bank Transfer Code

How To Use Diamond Bank Transfer Code

  • What you’ll need to do is to use the USSD code below and you’re fine to go!
  • Bank to Bank Transfers – *710*777*ACCOUNT NO*AMOUNT*PIN#
    Diamond Y’ello to Diamond Y’ello Transfers *710*710*PHONE NO*AMOUNT*PIN#
  • Just dial figures and symbols combination to send money to other Diamond accounts or even to a different bank. For instance: *710*777*AccountNumber*Amount*Pin (It will look like 710*777*1234567890*10000*1234#). The latter combination is an example of money transfer to the other banks accounts.

Ecobank Transfer Code

How To Use Ecobank Transfer Code

To carry on with this guide, you need to first of all register for USSD banking. Dial *326# and follow the instructions on the screen to get started. You must dial this code on a phone number linked to your Ecobank account.

Ecobank transfer code:

  • Dial *326# using the phone number linked to your Ecobank account
  • Select the option that says “transfer funds”.
  • Enter the account number of the recipient and select the bank.
  • Confirm the full name of the recipient and select next.
  • Enter your banking PIN or the last 4 digits on your ATM card to confirm your transaction.

Fidelity Bank Transfer Code

How To Use Fidelity Bank Transfer Code

To transfer money from Fidelity bank account to another bank account;

  • Dial this *770*Account number*Amount#; e.g *770*1234567890*10000# to transfer N10,000.

MAKE SURE THE MOBILE NUMBER IS REGISTERED/LINKED WITH YOUR FIDELITY BANK ACCOUNT.

After dialing the code, select the beneficiary bank Name, Access Bank, First Bank, Diamond bank etc

  • Enter your transfer PIN to confirm the transfer. The recipient account number will be shown for verification purpose before you insert your PIN.
  • You can dial *770# » Enter your Account number » Select a 4-digit PIN for your account.

TAKE NOTE: IF YOU RUN TWO ACCOUNTS WITH FIDELITY BANK, CURRENT AND SAVING ACCOUNT AND YOU HAVE REGISTERED BOTH WITH THE SAME PHONE NUMBER, ONCE YOU CARRY OUT TRANSACTION ON MOBILE, YOUR CURRENT ACCOUNT WILL BE FIRST TO GET DEBITED.

Transfer per transaction is N10,000 which means you can’t transfer more than 10k at once. Maximum transfer per day is N20,000 means you can’t transfer more than 20k in a day.

That’s it, we are in the mobile era, a simple USSD code can do an inter or intra money transfer… So, work smart, work fast! Kindly use the share button to let others know!

If you are new and haven’t used the service before, you will be prompted to create a PIN.

First Bank Transfer Code

How To Use First Bank Transfer Code

Banking transactions can now be performed on the go irrespective of location or time as there is no worry of internet connectivity or a token device, but only a Personal Identification Number (PIN).

To send money: simply dial *894*Amount*Account Number#; select beneficiary bank; confirm amount, beneficiary name and enter five-digit PIN; then select account to debit.

For airtime recharge: simply dial *894*Amount# to recharge for self; to recharge for others, dial *894*Amount*Phone Number# and enter five-digit PIN. FirstBank customers can transfer up to N100,000.00 per day and recharge airtime up to N10,000.00 per day.

To generate account mini statement: dial *894*Account Number#, and to check account balance, the magic code is *894*00#.

First City Monument Bank (FCMB) Transfer Code

How To Use FCMB Transfer Code

Uses of FCMB USSD Code

*. Dial*329*Amount# to top-up your mobile phone.
*. Dial *329*Amount*Mobile number# to top-up other mobile phones.
*. Dial *329*Amount*Account number# to transfer funds.
*. Dial *329*00# to check balance.
*. Dial *329*0# to reset your pin.
*. Dial *329*1*Mobile Number# to buy data on your phone.
*. Dial *329*2*Smartcard Number# to pay for DSTv or GOTv subscription.

How to transfer money from FCMB to other banks

This is the FCMB transfer code, only usable with the available FCMB USSD transfer code. Before you continue, you have to learn how to activate FCMB transfer code. To transfer from FCMB to other banks, dial *329*Amount*Account number# to transfer funds.

Guaranty Trust Bank (GTB) Transfer Code

How To Use GTBank Transfer Code

  • Transfer From GTBank To GTBank Dial: *737*1*Amount*Account Number#
  • Transfer From GTBank To Other Banks Dial: *737*2*Amount*Account Number#

Heritage Bank Transfer Code

How To Use Heritage Bank Transfer Code

How to Transfer Money with Heritage Bank Mobile Transfer Code

  • To transfer money from your Heritage bank account, dial *322*030*Account Number*Amount# and follow the on-screen command to complete the transaction. For example, you want to transfer N20,000 – dial *322*030*0065127893*20000#
  • The money is transferred and you receive an SMS informing you your transaction was successful.

Keystone Bank Transfer Code

How To Use Keystone Bank Transfer Code

How to send money using keystone Bank Transfer Code

  • To transfer money to Keystone and other Bank accounts in Nigeria, dial *7111*AMOUNT*10 DIGIT ACCOUNT NO#.
  • From the list you see, select the Bank of the recipient and continue with your transaction.
  • Confirm to see if the full name of the recipient corresponds with what you have in mind.
  • Enter your PIN or the last 4 digits on your ATM MasterCard to authenticate your transfer.

After completing the above steps, you’ll receive a debit alert from Keystone bank confirming your transfer.

Skye Bank (Polaris Bank) Transfer Code

How To Use Polaris Bank Transfer Code

How to transfer money from Polaris Bank (Skye Bank) account with any phone

Transfer Polaris Bank (Skye Bank) Account

Dial *833*Amount*Account Numberr# (for example, *833*5000*0123456789#,Use to send 5000 Naira to the account number 0000111222) on the mobile phone number you used to open your Polaris Bank (Skye Bank) account. You will select the bank account and enter your pin for the transfer to be authenticated.

Dial *833# and for follow the on screen prompt or guide.

Transfer to Other Banks

Dial *833# on the mobile phone number you used to open your Polaris Bank (Skye Bank) account.
You will select the bank type, bank account  and enter your pin for the transfer to be authenticated with the pin of your USSD transaction.

Hope with this, you have learnt How to transfer money from Polaris Bank (Skye Bank) account to any bank account with any phone

Please share and like below, also comment below for any problem faced or encountered.

Stanbic IBTC Transfer Code

How To Use Stanbic Bank Transfer Code

Transfer Stanbic IBTC Bank Account

Dial *909#, Press 2  and then enter account number to transfer money to. This can only be done on the mobile phone number you used to open your Stanbic IBTC Bank account.

You will select the bank type and enter your pin for the transfer to be authenticated.

Transfer to Other Banks

Dial *909#, Press 2 on the mobile phone number you used to open your Stanbic IBTC Bank account. You will select the bank type, bank name, account type,enter the account number and enter your pin for the transfer to be authenticated with the pin of your USSD transaction.

Hope with this, you have learnt How to transfer money from Stanbic IBTC Bank account to any bank account with any phone

Please share and like below, also comment below for any problem faced or encountered.

Standard Chartered Bank Transfer Code

How To Use Standard Bank Transfer Code

For Standard Chartered customers, the transfer code is *822# and it can be used to complete other transactions, buy airtime, pay bills, and even transfer money from bank to bank.

Sterling Bank Transfer Code

How To Use Sterling Bank Transfer Code

Here’s the USSD Code To Transfer Money From Sterling Bank To Other Banks Via Mobile

Sterling Bank USSD Money Transfer Code

To transfer money from Sterling Bank account to another bank account;

  • Dial *822# on the phone number registered to your Sterling Bank account and follow the prompts accordingly.
  • A PIN is required to complete transactions via the ussd code. You will get the pin when you register for the Sterling bank *822# service.
  • After registering, dial *822*5*Amount*Account Number# to transfer money.

Union Bank Transfer Code

How To Use Union Bank Transfer Code

How to transfer money from Union bank to other bank

It is totally free. With Union bank you don’t need data internet connection to use this service. And like they said, they love to keep it simple.

To transfer money from Union bank to other bank, then you can dial *826*2*amount*Account NO#. After dialing the code, then you can enter your transfer pin.

Meanwhile, to transfer money from Union bank to UBN account, then you can simply dial *826*1*amount*account no# and enter your transfer pin. That is all.

To confirm that the transaction was successful, you will see a pop-up message on your phone screen and an SMS notification will be sent automatically to your registered phone number with the Bank.

United Bank For Africa (UBA) Transfer Code

How To Use UBA Bank Transfer Code

  • To send money to a UBA account: The user should dial *919*3# from their phone number registered with UBA and follow the simple steps prompted by the phone.
  • To send money to a UBA Prepaid Card: Dial *919*32#
  • To send money to other banks: Dial *919*4# or *919*4*account number*amount#

Unity Bank Transfer Code

How To Use Unity Bank Transfer Code

How to send money using Unity Bank Transfer Code

  • To transfer to a Unity Bank account, just dial *7799*1*Account No*Amount# (e.g. *7799*1*1234567890*10000#).
  • To send money to non-Unity bank accounts (other Bank accounts in Nigeria) just dial *7799*2*Account No*Amount# (e.g *7799*2*1234567890*10000#)
  • If you’re sending to other banks, you need to select the exact bank of the recipient from the list you see before you can continue with your transaction. Thereafter, verify to see if the full name of the recipient corresponds with what you have in mind.
  • Enter your USSD banking PIN or the last 4 digits on your ATM Card number to confirm your transfer.

After completing the above steps, you’ll receive a debit alert from Unity bank confirming your transfer.

WEMA Bank Transfer Code

How To Use WEMA Bank Transfer Code

To transfer money from Wema bank to another bank, follow the steps below;

  • Dial *945*AccountNumber*amount# e.g, *945*1234567890*10000# to transfer N10,000.

The Wema Quick Recharge Code should only be used with the phone number associated with the bank account.

Zenith Bank Transfer Code

How To Use Zenith Bank Transfer Code

To transfer money from Zenith Bank account to another bank account;

  • Kindly dial *966*amount*account number# from the phone number you registered with Zenith Bank, then follow the on-screen prompts for transfers. E.g *966*20000*1234567890# to transfer N20,000.

That’s it, we are in the mobile era, a simple USSD code can do an inter or intra money transfer. So, work smart, work fast! Kindly use the share button to let others know!

Navigation Table Banks [Transfer Code]

BankTransfer Code
Diamond Bank Transfer Code
EcoBank Transfer Code
Fidelity Bank Transfer Code
First Bank Transfer Code
FCMB Transfer Code
GTBank Transfer Code
Heritage Bank Transfer Code
Keystone Bank Transfer Code
Polaris Bank Transfer Code
Stanbic Bank Transfer Code
Standard Bank Transfer Code
Sterling Bank Transfer Code
Union Bank Transfer Code
UBA Bank Transfer Code
Unity Bank Transfer Code
WEMA Bank Transfer Code
Zenith Bank Transfer Code
Transfer Code
  • Transfer Code For Banks In Nigeria
5

Transfer Code For Banks In Nigeria

Transfer Code is the Collection of USSD Codes used for Transactions In All Nigerian Banks.