In this topic, we shall look at how to detect fake bank alerts in First bank, especially in Nigeria. we shall equally examine the effect it has on the general public.
Fraud has become a daily routine for some groups of people who see it as a source of income. Most times, Nigerian newspapers seem incomplete without a report on fraud in public or private ventures. Fraudsters blame unemployment as the major reason for engagement.
As a matter of fact, nothing hurts the average Nigerian more than losing money to fraud. It hits in a different way when they lose money through fraud.
Fraudsters are people who play on people’s intelligence thereby stealing from their resources. This has been in existence for ages but has increased since the advent of the cashless policy. The cashless policy came into existence in the year 2012 by the Central Bank of Nigeria to curb excesses in the way we handle cash.
What information do these fraudsters need to send fake alerts?
Below are a few pieces of information that fraudsters need to send fake bank alerts.
1 Your phone number.
2 Your account details.
3 Your location.
What you do not need to disclose to them
Be careful with the people you disclose your personal account details to. This is because ATM debit cards and their PIN is an avenue to debit your account instantly. However, First bank representatives hardly demand your ATM, as well as other confidential details to help you resolve any issue outside the bank. Despite that, look at the few details you should not reveal anyhow.
- Your transaction details; who and how much is in your bank account.
- when next you are expecting cash.
- Your ATM debit card PIN, serial number, etc.
How to detect fake bank alerts in First bank
Importantly, fake bank alerts could happen to anyone. So, here are a few things to look out for.
- First, check out the channel or authenticity of the mobile App used. Some of the mobile Apps used in fraud are not official and you can not find them in google play stores.
- Check out for spellings.
- quickly recheck your bank account using your USSD code.
- Remember your last account balance using your First bank USSD code to verify if it corresponds with the new credit alert.
- They will ask for your account number and phone number. Remember that no one needs your phone number to send you money.
- Check the email source. The fake bank alerts come with another email address at the end of the notification.
Read also, First bank USSD transfer code
Read also, How to resolve debit issues in First bank
About First bank
First bank is one of the leading commercial banks in Nigeria. The headquarter is in 35 marina, Lagos, Nigeria. It is the third biggest bank in Nigeria. Interestingly. it has subsidiaries as well as an international presence in London(United kingdom, Paris(France), Johannesburg(South Africa), Beijing(China), Abu Dhabi(United Arab Emirates), and Kinshasa(Congo).
Read also, How to block your First bank ATM card
Summary of how to detect fake bank alerts in First bank
I hope that you know how to detect fake bank alerts in Firstbank. We hope this topic has opened your eyes to detecting fake bank alerts. Make sure you are not in a hurry to overlook whatsoever that comes to you as a bank alert. So, every alert comes in the name of First bank.
Fraud is bad and it has negative consequences on both individuals and Nigeria at large. Though fraud is a worldwide pandemic that should not be allowed
For inquiries and observations, please comment on the section below