Are you interested in knowing how to detect fake bank alerts in Stanbic IBTC Bank?
Every day several people fall victim to fake bank alerts and end up losing their hard-earned money.
In this series, we shall look at how to detect fake bank alerts in Stanbic IBTC bank, especially in Nigeria. We shall equally examine the effect it has on the general public.
Fraud has become a daily routine for some groups of people who see it as a source of income. Most times, Nigerian newspapers seem incomplete without a report on fraud in public or private ventures. They blame unemployment as the major reason for engagement.
As a matter of fact, nothing hurts the average Nigerian more than losing money to fraud. It hits in a different way when they lose money through fraud. This has affected the image of Nigeria negatively outside the country.
Who are fraudsters? Fraudsters are people who play on people’s intelligence thereby stealing from their resources. They are everywhere. Fraud has been in existence for ages but has increased since the advent of the cashless policy. The cashless policy came into existence in the year 2012 by the Central Bank of Nigeria to curb excesses in the way we handle cash.
What information do these fraudsters need to send fake alerts?
Below are a few pieces of information that fraudsters need to send fake bank alerts:
- Your phone number.
- Your account details.
- Your location.
What you do not need to disclose to them.
However, be careful with the people you disclose your personal account details. This is because ATM debit cards and their PIN is an avenue to debit your account instantly. Even Stanbic IBTC Bank representatives will never demand your ATM, as well as other confidential details outside the bank to help you resolve any issue in the bank. Despite that, look at the few details you should not reveal anyhow.
- Your transaction details; who and how much is in your bank account.
- When next you are expecting cash.
- Your ATM debit card PIN, serial number, etc.
How To Detect Fake Bank alerts in Stanbic IBTC Bank
Importantly, fake bank alerts could happen to anyone. So, here are a few things to look out for.
- First, check out the channel or authenticity of the mobile App used. Some of the mobile Apps used in fraud are not official and you can not find them in google play stores.
- Check out for spellings.
- quickly recheck your bank account using your USSD code.
- Remember your last account balance. Use your Stanbic IBTC bank USSD code which is *909# to verify if it corresponds with the new credit alert.
- They will ask for your account number and phone number. Remember that no one needs your phone number to send you money.
- Check the email source. The fake bank alerts come with another email address at the end of the notification.
- Finally, most fake bank alerts do not include your account balance in the message. They only show the supposed transferred amount.
About Stanbic IBTC Bank
Stanbic IBTC Bank is one of the commercial banks in Nigeria. however, the bank was founded in the year 1991. The headquarter is at IBTC Place, Victoria Island, Lagos State, Nigeria. It has a total of 4,200 employees as of 2020. The running of Stanbic IBTC Holding is overseen by a 12 -person board of directors (a non-executive and 3 executives) with Mr. Basil omiyi as the chairman.
Summary of how to detect fake bank alerts in Stanbic IBTC bank
I hope you now know how to detect fake bank alerts in Stanbic IBTC Bank. We hope that this topic has opened your eyes to detecting fake bank alerts. Make sure you are not in a hurry to overlook whatsoever that comes to you as a bank alert because alerts come in the name of Stanbic IBTC Bank.
Importantly, do not engage in fraud because the law is against it and it has a negative impact on society.
For inquiries and observations, please comment on the section below