How to detect fake bank alerts in Keystone bank

Are you interested in knowing how to detect fake bank alerts in Keystone bank?

In this topic, we shall look at how to detect fake bank alerts in Keystone bank, especially in Nigeria. We shall equally examine the effect it has on the general public.

Every day several people fall victim to fake bank alerts and end up losing their hard-earned money.

Fraud has become a daily routine for some people who see it as a source of income. Most times, Nigerian newspapers seem incomplete without a report on fraud in public or private ventures. They blame unemployment as the primary reason for engagement.

As a matter of fact, nothing hurts the average Nigerian more than losing money to fraud. It hits in a different way when they lose money through fraud.

Fraudsters are people who play on people’s intelligence thereby stealing from their resources. This has been in existence for ages but has increased since the advent of the cashless policy. The cashless policy came into existence in the year 2012 by the Central Bank of Nigeria to curb excesses in the way we handle cash.

Read also, how to block your Keystone bank ATM card

Read also, how to recharge airtime from Keystone bank using the USSD code

how to detect fake bank alerts in Keystone bank
How to detect fake credit transactions.

What information do these fraudsters need to send fake alerts?

Below are a few pieces of information that fraudsters need to send fake bank alerts:

  1. Your phone number.
  2. Your account details.
  3. Your location.

What you do not need to disclose to them.

However, be careful with the people you disclose your personal account details. This is because ATM debit cards and their PIN is an avenue to debit your account instantly. Even Keystone bank representatives hardly demand your ATM, as well as other confidential details outside the bank to help you resolve any issue in the bank. Despite that, look at the few details you should not reveal anyhow.

  • Your transaction details; who and how much is in your bank account.
  • When next you are expecting cash.
  • Your ATM debit card PIN, serial number, etc.

How to detect fake bank alerts in Keystone bank

Importantly, fake bank alerts could happen to anyone. So, here are a few things to look out for.

  • First, check out the channel or authenticity of the mobile App used. Some of the mobile Apps used in fraud are not official and you can not find them in google play stores.
  • Check out for spellings.
  • quickly recheck your bank account using your USSD code.
  • Remember your last account balance using your Keystone bank USSD code to verify if it corresponds with the new credit alert.
  • They will ask for your account number and phone number. Remember that no one needs your phone number to send you money.
  • Check the email source. The fake bank alerts come with another email address at the end of the notification.
  • Finally, most fake bank alerts do not include your account balance in the message. They only show the supposed transferred amount.

Read also, how to recharge airtime from Sterling bank using the USSD code

Read also, how to block your Sterling bank ATM card

About Keystone bank

Keystone bank is one of the commercial banks in Nigeria. It started operation on the 5th day of august 2011 when the central bank of Nigeria (CBN) issued them a license to operate as a commercial bank. On that same day, the CBN revoked the banking license of Bank PHB. However, Keystone bank assumed the assets and some liabilities of the now defunct Bank PHB


I hope that you now know how to detect fake bank alerts in Keystone bank. We hope that this topic has opened your eyes to detecting fake bank alerts. Make sure you are not in a hurry to overlook whatsoever that comes to you as a bank alert. Remember, every alert comes in the name of Keystone bank.

For inquiries and observations, kindly comment in the section below

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