How to check your Unity bank balance using the USSD code

Do you want to check your Unity bank balance using the USSD code? Have you forgotten your account balance?

Here is a guide for you to check your Unity bank balance using the USSD code, SMS, and mobile app and your account balance online.

Benefits of Unity bank USSD code

Here are a few benefits of the Unity bank USSD code

  • Unity bank USSD code is safe and secure.
  • It saves both time and resources.
  • It works on all mobile phones, both android, java, etc.
  • It offers customers easy banking services like payment of bills, Airtime recharge, money transfer, and a lot more.

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Using the USSD code to check your Unity bank account

Importantly in order to check your account balance in Unity bank, follow this guideline

  • Dial *7799#
  • Select the option that says check account balance’
  • Enter the last 4-digit of your ATM card or your USSD banking PIN to confirm your request.
  • You will receive an SMS displaying your account balance from Unity bank.
  • Please note there is an N10.05 charge to check your balance which is called a service charge.

Make sure you activate your Unity USSD code so as to enable you to perform any transaction using the USSD code. This is done by dialing *7799# and follow the instructions below. E G.

  • Dial *7799#
  • Enter your correct account number.
  • Create a 4-digit secret PIN

Here is another alternative, the Unity bank mobile app

You can use the Unity bank mobile app to check your balance. To do this, You have to download the App from the Google Play Store or Apple App Store. After downloading the App, You login with your Unity bank details.

Is it safe to check account balances using the Unity bank USSD code?

The answer is YES. It is easy and convenient and can be done right from the comfort of your home.

Can I Check My Account Balance Online

you can check your balance online by following the instructions below

  • Go to www. Unity bank. com,
  • Click on Internet banking,
  • You will see Personal Internet Banking,
  • Click on login, make sure you provide your details,
  • Your account balance will be displayed on the dashboard.

How to check Unity bank balance through SMS

In order to get an SMS on your current balance, simply dial *7799#. follow the instructions and your actual balance will be sent to you as an SMS.

Does The Unity bank USSD Code Account Balance Work On All Networks?

Yes, it works on all networks in Nigeria. However, you need to have mobile network coverage in order to have access. Again, the internet is not needed to check your account balance. The internet is needed only if you are using the Unity bank online portal to check your balance.


In summary, I hope you have learned much about how to check your balance using the USSD code. you can check your account without a pin. Therefore, make sure you check your account on regular basis. However, ensure you visit any Unity bank branch to make any request or inquiry. Remember that your code or PIN is confidential and should not disclose to anyone.

for inquiries and observations, please make use of the comment section below

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