How to check your Heritage bank balance using the USSD code

Do you want to check your Heritage bank balance using the USSD code? Have you forgotten your account balance?

Here is a guide for you to check your Heritage bank balance using the USSD code, SMS, and mobile app. as well as your account balance online.

Why you need to Know your remaining balance

Here are a few reasons why you need to know your remaining balance.

  • Every account holder needs to know their account balance. This will help you to know when you are running out of funds.
  • Knowing your account balance helps you detect fraudulently the activities of fraudsters.

Read also, how to detect fake bank alerts in Heritage bank

Read also, how to resolve debit issues in Heritage bank

Using USSD or pin to check your Heritage bank account

Importantly in order to check your account balance in Heritage bank,

  • Dial *322*030# and follow the instructions. After following those instructions, you will simply receive your current account balance. However, if the code is not working on your phone, Here are the following causes.

1, The sim card is not registered on your Heritage bank account. Therefore, make sure that the number is your alert number.

2, Interestingly, make sure you use Heritage bank mobile banking. This is done by dialing *322*030#. After that, enter the last four digits on your debit card or your USSD banking PIN to confirm your transaction. Thereafter, you will receive a message notifying you of the actual balance.

Here is another alternative, the Heritage bank mobile app

You can use the Heritage bank mobile app to check your balance. To do this, You have to download the App from the Google Play Store or Apple App Store. After downloading the App, You login with your Heritage bank details.

How to check Heritage bank balance using the USSD code

Is it safe to check the Account using the USD Code?

The answer is YES. It is easy and convenient and can be done right from the comfort of your home.

Can I Check My Account Balance Online

you can check your balance online by following the instructions below

  • Go to www. Heritage bank. com,
  • Click on Internet banking,
  • You will see Personal Internet Banking,
  • Click on login, make sure you provide your details,
  • Your account balance will be displayed on the dashboard.

How to check heritage bank balance through SMS

Another interesting way to check your balance is by SMS. you can send a message through this line, +234-1-630 9000. Thereafter, you will receive a message asking you to send your banking details. After providing your details, An SMS containing your account balance will be sent to you on your mobile phone,

Does The Heritage bank USSD Code Account Balance Work On All Networks?

Yes, it works on all networks in Nigeria. However, you need to have mobile network coverage in order to have access. Again, the internet is not needed to check your account balance. The internet is needed only if you are using the Heritage bank online portal to check your balance.


In summary, I hope you have learned much about how to check your balance using the USSD code. Therefore, make sure you check your account on regular basis. However, ensure you visit any Heritage bank branch to make any request or inquiry. Remember that your code or PIN is confidential and should not disclose to anyone.

For inquiries and observations, please make your comments in the section below

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