How to recharge airtime from Access bank using the USSD code

Do you want to recharge airtime from your Access bank account to your phone? Do you need a code to buy airtime on Access bank from your phone? Never worry because you will get all the details right here.

Because of globalization and its impact on the banking sector, Banks have made transactions easier and have improved their effectiveness in the banking sector.

However, the introduction of Unstructured supplementary service data known as USSD has made banking activities easier for Nigerians. But before you can use the USSD code, make sure you activate it by following the instructions below.

Use your Access bank registered line which is your alert line to activate your USSD code

  • Dial *901#
  • Click ‘Transfer’
  • Enter the last 6 digits of your debit card number.
  • Input your 4 digits’ secret Pin on your debit card and your date of birth if it is your first time.
  • Enter your account number.
  • Create a 4-digit secret PIN.

How to recharge airtime from Access bank using USSD code.

To buy airtime for yourself, simply follow the instructions below.

  • Dial *901*amount# on your phone. e.g, *901*200# and send.
  • Wait for a few seconds.
  • A message will be sent that you have successfully purchased N200 airtime.

However, for you to recharge for family and friends (third party)

  • Simply dial *901#
  • Enter the actual amount of airtime you wish to send.
  • Enter the correct phone number of the beneficiary.
  • Review or crosscheck the details, and make correction if there is any.
  • Press send and wait for a success message.
  • E.g, *901*500*08064643333# and press send#

Read also, how to block your Access bank ATM card

Benefits of USSD code.

There are numerous benefits of buying or recharging airtime using the USSD code. Here are the benefits listed below.

  • It is easier, confidential, and secure.
  • The internet is not needed to perform any transaction.
  • It works on the least and cheapest phones popularly known as the Nokia torch.
  • It works on Android, Windows, Blackberry, ios, Symbian, and java phones.
  • It works on Mtn, Glo, Airtel, and 9mobile networks.
  • It saves you the stress of queuing up in the bank.

Read also How to detect fake alerts in Access bank


  • Importantly make sure you use the alert line. This is the registered line on the Access bank account.
  • A mobile phone is needed to perform transactions.
  • There must be network coverage to enhance connectivity.


  • However, be careful when typing the figures. this is because you can not reverse any mistake made in the course of transferring funds or buying airtime. Therefore, every transaction made is permanent.
  • Do not disclose your PIN or ATM card to anyone. Fraudsters debit people’s funds without their notice.

For inquiries and observations, please make your comments in the section below

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