Do you want to know the GTBank Transfer USSD code? Do you want to transfer money from your account to another account right from your mobile phone? Now, we shall be looking at everything we should know about GTbank transfer USSD code.
The Nigerian Guaranty Trust Bank (GTBank) in recent times introduced the GTBank transfer USSD code mobile banking. This is to enable bank customers to make transactions or transfers using USSD codes on their mobile devices like mobile phones. The code is *737#. And with this code, customers can transfer funds to another GTBank account or to a beneficiary in another bank.
The term USSD means unstructured supplementary service and it is a code used to relay information to the service provider’s computer.
Does GTBank transfer USSD code Need the Internet To Function?
The answer is simply NO. The internet is not required to perform transfers to either GTBank or to other banks. The transfer can only be done only using the mobile number registered to the user’s GTBank account. Other mobile numbers will not work. For instance, it works perfectly on the following networks -(Mtn, 9Mobile, Glo, Airtel, Ntel, Smile, etc.)
How to activate the GTBank transfer code without an atm card?
To activate the GTBank transfer code without an ATM card, simply:
- Firstly, dial *737# on your phone linked to GTBank
- Dail “7” to select the “Create/Change your PIN” option.
- Select “1” if you have an active debit card.
- Input “the last 6 digits of your GTB Naira Master Card.
- Choose your preferred PIN
- You can enter “2” if you do not have an active debit card.
- Then your “Account Number”
- Your “date of birth”
- Lastly, put in your preferred PIN.
How to use GTBank USSD Transfer code to send money
- Dial *737*Amount*Account number# e.g,
- e.g, *737*5000*012345678#
Transfer to other banks,
- Dial *737*2*Amount*Account number.
- e.g, *737*2*500
Read also, how to detect fake bank alerts in GTBank
Read also, how to recharge airtime from GTBank using the USSD code
Limitations of GTBank transfer USSD code
The code works only with GTBank customers. Nevertheless, customers can equally transfer to other banks aside GTBank.
Importance of USSD transfer service
This transaction is important because customers or account holders can transfer funds from their GTBank account to another GTBank or transfer to another bank without stress and without having to download a mobile payment app or connect to the internet. It works on all mobile devices and works on Android, ios, Windows, etc. It is convenient, fast, and secure. Again, it is available 24/7.
What are the limits of the GTBank transfer USSD code?
Consequently, the USSD transfer channel permits or allows transfers between NGN 1,000 and NGN 20,000 on daily basis. Other attempts will be fruitless. But the transfer limit on the GTB mobile app is NGN 2,000,000 for savings accounts daily, while the maximum transfer limit for checking accounts is 5,000,000 daily.
More on GTBank USSD Codes
In case you were wondering how to transfer money from GTBank to either a GTBank account or from GTBank to another bank different from GTBank, is one of the easiest things to do as it is easy, safe and it is time preserving. However, make sure you have a valid BVN linked to your account
How to create a GTBank USSD Transfer code?
In order to create a transfer pin on GTBank, dial *737*5#, and if your ATM card, but the last 6 digits of the debit card number, you can create your preferred 4-digit PIN.
How long does the transfer service session last?
Normally, a service session last about 2 minutes and times out every 20 seconds of inactivity. However, every transaction started must or concluded within 2 minutes.
Is GTBank USSD transfer service available outside Nigeria?
The answer is simply YES if you have an active roaming network.
NOTE.GTBank transfers are not allowed on all GTBank accounts. However, it is expected on corporate accounts, Joint accounts, Target accounts, SKS accounts, Max advance, and Domiciliary accounts.
Summary of GTBank transfer USSD code
We hope that this article has been able to explain some things you wish to know about this USSD service, as well as clarified any doubts you may have about the transaction.
Furthermore, GTBank is a commercial bank in Nigeria. The headquarter is at 57 marina street, victoria island Lagos, and the branches are all over the 36 states of the country.
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